Dejan Donev

Head of Digital Transformation Team, Erste Bank's digital innovation lab

Worked in the bank for 15 years, most of the time in the area of Risk management. Started as a model developer building credit scoring ML models, later as Head of the Risk management division.

The goal of the team is to develop new digital products and services starting from idea and prototype and finishing with a full scale product ready to be implemented in the production environment.

The first developed and implemented mobile application is Keks Pay. First app on the market developed by one bank but can be used by anybody. All the details can be found on and We are also working on new ideas in the area of digital lending utilizing the new PSD2 API’s exposed by all Croatian and European banks.

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